United Coverage Services
We provide clear, one-on-one guidance for Medicare, ACA health plans, and state assistance programs. Whether you’re enrolling for the first time, reviewing options, or navigating a life change, we help you understand your choices and get the coverage that fits your situation.
Medicare
What is Medicare (Parts A and Part B)
Medicare is a government health insurance program mainly for people aged 65 and older, but also for some younger people with disabilities. It has two main parts:
- Medicare (Part A): Covers hospital stays and some types of care.
- Medicare (Part B): Covers doctor visits, outpatient care, and certain medical services.
What is Medicare (Part C)?
Medicare Advantage (Part C) is a health plan offered by private companies that works with Medicare. It covers everything that Original Medicare does, like hospital and doctor visits, but also often includes extra benefits like dental, vision, prescription drugs, and sometimes services like transportation or food assistance. Many people choose Medicare Advantage for extra coverage and possibly lower costs.
What is Medicare (Part D)?
Medicare (Part D) is a prescription drug plan that helps cover the cost of prescription medications through private insurance companies approved by Medicare. It can be added to Original Medicare or included in a Medicare Advantage plan to help reduce out-of-pocket costs for both brand-name and generic drugs.
Is Medicare Advantage (Part C)
a Good Choice for Me?
Medicare Advantage is a highly cost-efficient option for many people because it often offers lower out-of-pocket costs compared to Original Medicare. It bundles hospital, medical, and sometimes extra benefits into one plan, which can help reduce overall healthcare expenses. The plans typically have lower premiums and may offer additional savings through reduced copays and deductibles.
However, Medicare Advantage isn’t for everyone. Some people may prefer the flexibility of Original Medicare, especially if they want more choice in doctors or don’t want to use a network. It’s important to carefully compare plans, as costs and coverage can vary.
Am I qualified for medicare?
- Must be a U.S. citizen, legal resident, or meet immigration requirements.
- Are age 65 or older, or under 65 with a qualifying disability.
- Have paid Medicare taxes for at least 10 years or are married to someone who has.
How True United Can Help You with Your Current Medicare Advantage Plan (Part C)?
True United can help with your current plan by help coordinating, reviewing allotments, and answering questions for the following Medicare Advantage benefits:
- Food & OTC Benefits: Assistance with reviewing your over-the-counter item coverage and food assistance allotment, ensuring you receive the highest possible amount available.
- Dental Services: Help with understanding and coordinating dental coverage, including routine checkups, cleanings, fillings, extractions, and major procedures like crowns and dentures.
- Emergency Services: Guidance on filing claims for emergency care.
- Medical Equipment and Devices: Support in obtaining durable medical equipment (DME) like wheelchairs, oxygen, and other necessary devices, with the proper prescriptions from your doctor.
- Skilled Nursing: Help navigating coverage for skilled nursing care and rehabilitation services, whether in a facility or at home.
- Home Care: Assistance with coordinating home health services.
- Drug Coverage: Review of your prescription drug coverage to help reduce medication costs, identify the lowest-cost options, and explore potential savings.
- Physical Therapy: Support in understanding and accessing physical therapy services for rehabilitation and recovery from injuries or surgeries.
- Transportation: Help coordinate non-emergency transportation to doctor appointments and medical services.
- Wellness Programs: Guidance on fitness memberships, health screenings, and other preventive services to promote overall wellness, including helping you find locations and services near you.
- And much more: Additional benefits and services may vary by plan, and we are here to answer all your questions and help you navigate your coverage.
At True United, we are committed to ensuring you have the best possible Medicare Advantage plan with the most benefits. Insurance carriers are constantly updating their plans to stay competitive, and we’re here to make sure you are always on the best option with your current carrier. With your current carrier, we will review your plan to identify available upgrades and ensure you have access to the most cost-effective and comprehensive coverage.
We will monitor your plan closely to ensure you’re receiving the highest possible benefits and are always getting the most value out of your coverage. At True United, we’re not just managing your plan—we’re actively monitoring it to ensure you receive the best possible care and benefits.
